Income Protection

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Insurance plans designed to cover your outgoings and protect your loved ones if something unforeseen happens.

Income Protection helps you maintain your standard of living by providing a monthly income should illness or injury** prevent you from working. Meaning you can get on with your life safe in the knowledge you're protected. For example, if you are in an accident and are unable to work, a lack of comprehensive income protection cover could mean relying solely on state benefit or savings- which is unlikely to be sufficient to meet your mortgage repayments.

Various options are available under an Income Protection Insurance policy to help tailor the cover provided to suit your circumstances. You choose the level of benefit you would want to receive each month (restrictions will apply), how soon you'd like the payments to start in the event of a claim and the length of the policy term at outset.

** Some types of illness or injury are not covered

 

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