Whether taking on your first mortgage, re-mortgage or second property you need to consider what could happen to you, and possibly your partner and family, if you could not pay your mortgage because your income was considerably reduced or even lost altogether due to serious illness.

Worse still, if you were to die, the mortgage still needs paying. Depending on your personal situation this could leave someone struggling to repay the debt on their own or the lender taking possession of the property, selling it and using the proceeds to clear what’s owed.

We offer insurance plans designed to cover your outgoings and protect your loved ones if something unforeseen happens. By talking to an Opal Financials Ltd consultant you will get a clearer picture of your protection requirements. Have a read through the various sections for more information or call us on 01270 879367 to book an appointment with one of our advisers.