Re-Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Your initial mortgage consultation is free of charge.  There may be a fee for arranging your mortgage, dependant on your circumstances, a typical fee would be £349.00 which would become payable on application.  If a fee is charged and your application does not proceed to offer, we will refund the fee in full.

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At Opal Financials Ltd, one of our professionally qualified mortgage experts will help you to understand the mortgage market.

Whether you are looking to reduce your term, reduce your rate or raise additional capital, with rising house prices, renewed bank and building society confidence and a strong economic outlook you should speak to one of our Advisers today about the potential rewards of remortgaging.

Because your circumstances are unlikely to stay the same throughout the term of your mortgage, the mortgage you originally took out may no longer be the most suitable one for you. Remortgaging could bring your mortgage deal in line with your current needs and circumstances.

Because there are always new products available, regularly reviewing your mortgage deal could result in significant savings by remortgaging to a different lender.

You may have to pay an early repayment charge to your existing lender if you remortgage. However, if you are concerned about whether you will have to pay an early repayment charge to your existing lender if you remortgage, speak to one of our mortgage experts as in some cases savings are still possible where an early repayment charge applies.

 

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